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Buying Insurance for Your New Car: Everything You Need to Know

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Buying Insurance for Your New Car

Although you may know you need car insurance for your new car, don’t forget to make sure you’re covered when you drive it off the lot.

You should think about insuring your new car before you even buy it. Neglecting to do so can mean heavy penalties or even having your license suspended.

Here’s everything you need to know about insuring your new car – whether you know which one you’re buying or not.

Can You Get Insurance Before You’ve Bought the Car?

When you begin to shop car insurance, you’ll be comparing quotes and applying on your own or going through a broker to obtain quotes from multiple insurance providers. But, to get an accurate quote, you’ll have to provide the insurance providers with a few vital details.

The information you need to provide includes the names and birth dates for all the drivers on the policy, their driver’s licenses, social security numbers, VINS for all the vehicles on the policy. You’ll also need the address of the residence where the cars will reside and the declaration page from your previous insurance policy.

But what happens if you are buying your first car and you’ve never had an auto insurance policy before?

To get an accurate quote from your insurance provider and activate your policy, you’ll need to provide information about your new vehicle. For some providers, the make and model of the car you plan to buy is sufficient to give you a quote.

If you’re using an independent insurance broker, you can furnish them with as much information you can and omit the VIN. This information should be enough to put your auto insurance in place for when you choose your new or used car. The policy will be ready to come into effect as soon as you purchase your vehicle and drive it off the lot.

If you already know which car you will be buying, you can ask the seller for the VIN and get your policy ready – but make sure that you set the date it comes into force as the date you drive your car home. When you purchase an insurance policy, you can select the date weeks or even months in advance.

Can You Drive a Brand New Car Without Insurance?

If you don’t have an insurance policy in place, you shouldn’t drive your new car until you have one. The minimum amount of coverage to protect your liability is required by law in almost every state. If you are caught driving without the state minimum coverage, you could incur a fine or get your license suspended.

If you drive without the state minimum mandatory coverage and have an accident, the penalties are severe – even if you were driving your new car to your home nearby.

What if You Have an Existing Insurance Policy?

If you have an existing insurance policy, some providers have a grace period to purchase a new car. This means that your current policy covers your new vehicle until you can officially add it to your policy – the grace period is usually between one week and one month, depending on the provider.

The grace period for new cars on your current policy will cover you when you drive your new vehicle off the lot, but it’s vital to officially add the new vehicle to the policy as soon as possible.

Before you drive your new car, ask your insurance provider about the grace period for temporary coverage. If your policy does not include automatic temporary coverage for your new vehicle, you’ll have to add the vehicle to your policy before you take it home.

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Law

Why Does Your Partnership Firm Need a Corporate Attorney?

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Why Does Your Partnership Firm Need a Corporate Attorney

Most people start a partnership firm with the expectation of a longer life. But most partnerships are prey to disputes leading to the dissolution of the firm. Like other relationships, there is a high probability of partnerships coming to an end. The main reasons for a dispute can be finances, disagreement in profit sharing ratio, business insolvency, etc.

If sustainability in a partnership firm is an issue, you need a corporate attorney. The attorney must settle down the disputes between the partners and continue the firm operations like before. An experienced attorney like Matthew J. Tharney can catch the nerves of the dispute and save the partnership from dissolution.

No matter how strong your partnership deed is, there comes a time when you need a partnership attorney. Ever thought of knowing the reasons behind partnership deed failure? Why do you need an attorney for dispute settlement when your partner and you decided to conduct business with legal and moral values?  From disagreement in clauses to a financial dispute, here are some reasons you need a corporate attorney.

Expulsion of the Other Partner
Sometimes a partnership comes to a failure mode because of the other partner’s actions. A partner can expel another partner or partners if they are found:

  • Convicted in a crime.
  • If a partner voluntarily wants to discontinue.
  • Professional misconduct with another partner.
  • Any breach of the partnership act.

Also, unanimous voting can be done for the removal of the partner. These reasons directly affect the trust factor in partnership. The legal attorney after examining the case, decide and discuss with partners regarding the expulsion of the partner.

Disagreement on Business Decisions:
Since it is a partnership business, every decision taken should be 100% agreed upon by the partners. Often disputes arise due to differences in methods of operating business. Some dispute related decisions can be like:

  • Effective utilization of business resources.
  • Decision-making authority.
  • How to distribute and use business profits.

Any disagreement on business decisions or profits becomes the basis for the commencement of disputes between partners. When such disputes are out of control, the corporate attorney has to intervene for solutions and decisions. In such cases, you need experienced attorneys like Matthew J. Tharney who can handle your case easily without any hassles.

Any Breach of Contract
Partnership businesses enter into different contracts and agreements to manage their operations smoothly. Partners are legally bound to follow every clause of the contract. Any partners who breach contract terms are liable for the legal outcomes. In this case, an attorney can help you in dispute resolution and brings partners to reach any amicable decision/solution for any breach.

What Governs a Partnership Business?
A partnership deed or partnership agreement is the legal document governing the partnership business. Whatever the disputes are, the agreement and clauses are the final decision.

Do you own a partnership business? Want legal help to resolve disputes? Remember, it’s the legal corporate attorney that can help you in such cases. Contact a corporate attorney as your partnership firm needs their help. Save your business before it is dissolved with losses.

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Law

4 Signs To Look For In Your Personal Injury Attorney

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4 Signs To Look For In Your Personal Injury Attorney

If you were recently involved in an accident that occurred due to someone else’s error, seek compensation. You have the legal option to obtain compensation for the expenses you have paid.

Medicine costs, hospital bills, and other wages can be tough to manage, which is why receiving compensation can be beneficial. However, dealing with injury cases in Los Angeles and other states of America is not easy. The process is quite time-consuming and costly. The best choice is to hire a Los Angeles personal injury attorney.

When you employ an injury lawyer, you benefit from someone with experience who is familiar with the law. Furthermore, they are aware of the steps and documentation required to get our just compensation. However, there are several essential signs to look for in a lawyer during the hiring process.

The following are the four warning signs to be aware of:

  1. Experience In Injury Cases

Many people opt for experienced lawyers but often overlook the importance of hiring a lawyer who is familiar with their situation. Personal injury attorneys are not the same as lawyers that handle financial, criminal, or other types of disputes. Your attorney should be experienced in dealing with personal injury claims.

Hiring someone who has handled accident claims before will bring various advantages. Furthermore, the lawyer will have a greater awareness of the procedures to file a compensation claim.

  1. Experience In Similar Kind of Cases

Having a personal injury lawyer on your team does not mean you’ve chosen the best person for the job. Because the field of injury law is so broad, it’s critical to select someone who has handled cases similar to yours. Few lawyers have dealt with medical negligence claims, and even fewer have worked with car accident cases.

However, you should check with your lawyer during the hiring process to confirm their expertise with cases similar to yours.

  1. Better Communication Skills

It is critical to find a personal injury lawyer with excellent communication abilities. Better consultation communication can help you figure out if you’re hiring the correct person or not.

Hiring a lawyer with great communication skills can help you determine whether or not they will aggressively argue your case. Furthermore, will keep you informed about each hearing and the case’s development.

A lawyer with no strong communication skills can negatively affect your case.

  1. Track Record

Remember to look into a lawyer’s track record before hiring them. Examine the results of the cases he has fought and won. This will assist you in determining whether or not the lawyer is qualified.

Even though a track record means nothing and does not ensure success, it does provide a sense of satisfaction.

Final Comments

The qualities to look for in a personal injury attorney vary depending on the area of expertise. However, these are the basic signs to check for in a lawyer.

It is not the right choice to continue with a lawyer who lacks any of the qualities. The results can be against you, so it is necessary to hire someone who doesn’t lack any of the qualities.

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Law

5 Ways Motorcycle Injury Lawyers Can Help You

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In 2018 there were 82,000 motorcycle injuries and 5,000 deaths.

When you or a loved one is involved in a motorcycle accident, you’ll feel that you have a right to compensation. The only challenge is that you’re not sure whether to hire motorcycle injury lawyers. Some people will claim that these attorneys are ambulance chasers, and you should avoid them.

However, this is terrible advice, and you should ignore it.

Keep reading to learn the five ways motorcycle injury lawyers can help you.

  1. Help Knowing Whether You Have a Case or Not

After a motorcycle accident, many people assume that they automatically qualify for compensation. However, this is rarely the case; the insurance company must investigate what caused the accident. So, it’s a waste of time and money to seek compensation when you don’t have a case.

That’s why before you file the motorcycle injury lawsuit, it’s wise to consult an attorney. You want to find a qualified motorcycle accident lawyer who’ll guide you to know whether you have a case or not.

  1. Legal Guidance on How to File a Motorcycle Accident Claim

Errors in the motorcycle injury claim paperwork lower the chances of receiving compensation. That’s why you need to find a legal expert who’ll guide you know the right way to handle the lawsuit paperwork. You want to ensure you provide all material documents to increase the odds of receiving compensation.

  1. Help Determining the Value of Your Claim

After a motorcycle accident injury, many victims have a hard time deciding how much money they should receive compensation. That’s why these people accept the first offer they receive and later regret it as the money isn’t enough to cover all damages. To avoid this problem, consult a licensed motorcycle injury lawyer on the value of your claim.

You want to get professional help quantifying damages such as emotional suffering and physical pain.

  1. Assistance Gathering Evidence to Support Your Claim

After a motorcycle accident, it’s impractical to expect the liable party to compensate you without a fight. Understand that you have the legal obligation of proving the claim to receive compensation. So, to get help gathering the evidence, you need to fight for fair compensation seek the help of the top motorcycle accident attorney.

  1. Help Expediting the Claim and Compensation Process

Many victims don’t realize that without professional help, it may take years before they receive compensation for the motorcycle accident injuries they suffered. So, these people are forced to pay out of pocket for treatment and other damages. To expedite this process and get compensated fast, seek the services of a competent motorcycle accident injury lawyer.

Hire the Top Motorcycle Injury Lawyers to Get Fair Compensation

To boost your odds of receiving fair compensation, seek the help of the top motorcycle injury lawyers. You want attorneys who’ll advise you on the value of your claim and help you gather evidence to support it. Besides, you’re looking for a lawyer who’ll help you receive compensation quickly.

For more amazing Law content, please check out our other blog posts.

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