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The Answer To The Quantum Threat Probably Shouldn’t Be PQA’s – Here’s Why

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Welcome to today’s blog, kids! Today we’re going to examine the rising worry that quantum computers are bringing to cyber security professionals and how to solve them (hint: I’m going to say that post-quantum algorithms (PQA) aren’t enough, but don’t skip to the end!). I won’t waste your time with whether we should be worried about quantum computers – bigger brains than mine have already said we should, so we’re taking that as read.

As we’re all well aware by now, the issue with the most widely-used algorithms is that they rely on one of three math problems: RSA, Diffie-Hellman, and elliptic curve. And of course, once we have a quantum computer with enough processing power to run Shor’s algorithm and solve those problems in seconds, all hell breaks loose.

As a result, most cryptographers both public and private are hard at work creating new, quantum-secure algorithms, or PQAs. While we should consider all elements in adjusting our security approach, there are some major issues with PQAs, mainly that they’re just not safe.

Myths About PQAs: Busted

The first issue with PQAs is that they’ll simply take too long to implement. The US’s NIST is investing heavily in PQA but even if they could come up with a scalable solution, they won’t have a workable solution until about 2024 which can then be added to web browsers and other internet applications and systems.

From the organisation’s own site: “Historically, it has taken almost two decades to deploy our modern public key cryptography infrastructure. Therefore, regardless of whether we can estimate the exact time of the arrival of the quantum computing era, we must begin now to prepare our information security systems to be able to resist quantum computing.”

So, essentially, the process of testing and adopting new PQAs could take decades, but they’re still persisting in the research, rather than finding a faster, more cost-effective solution? That’s not how business works, and it’s certainly not going to satisfy cyber security professionals, let alone being entirely unfeasible for small businesses.

Oh, and by the way: IBM and the Chinese and American governments are looking at 2023 for their 1000-qubit quantum computers. That renders any discussion about decades irrelevant.

Onto The Next Issue

PQAs require an insanely large amount of processing and have huge key sizes. Some estimate that to create a PQA key with the equivalent key strength of AES-256, for example, would consume 1,732,000 cycles. On top of that, let’s say, for example, that we want a level 5 NIST security or AES-256 equivalent) – the key sizes double, as do the signatures.

Government and banking cyber security professionals know that the only way to be secure is to use the globally standardised AES-256 algorithm to find a way to securely distribute their keys. For banking-grade encryption specifically, the symmetric keys used have to be created using an industry-certified random number generator. Obviously, delivery can be a problem when we’re talking about your run-of-the-mill websites and granny checking her email.

Is Trusty Old SKE Really The Answer?

Symmetric keys are known for being secure against any and all forms of attack, though because of the delivery method, PKI has used asymmetric key encryption since its advent in the 1970s. But since it’s so vulnerable to quantum computers running Shor’s Algorithm, SKE is really the only viable option. But wait, is it really that simple? Well, yes.

This is because only the devices with the unique private key created for each transfer are capable of decrypting the data. The result: no alternative device (not even the dreaded quantum computers) can decipher the information transferred.

So, then, if we can solve the problem of delivery method, then SKE is the answer. But is it really the answer when we consider the IoT, cloud storage and how dependant we are on our old infrastructure? It is if you’re the CEO of a company that has developed a cloud-based system for creating symmetric keys from any device, on any scale, that allows users to secure their devices/information by providing a strong device authentication capability over which the symmetric keys can be layered.

That company, Arqit, and its CEO, David Williams, are using satellite delivery to literally instantaneously deliver symmetric keys. The best thing is that it was created with the IoT in mind, works with existing infrastructure, doesn’t cost that much and, oh – it’s already beating quantum computers at their own game.

From Williams: The world needs stronger, simpler encryption, and that is what Arqit has invented. A little like using a pathogen to create its antidote, we use some transformational quantum encryption techniques to create keys that are safe from quantum attacks. These are one time keys, created at the moment they are needed, in a trustless manner.”

And with a zero-trust security approach proving to be not only the best but really, the only logical one, this is something we can all get behind.

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Popularity of Monolith Signage for Businesses

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Popularity of Monolith Signage for Businesses

When it comes to stylish and functional on-street advertising, monolith signs are quickly becoming the clear winner.

Why do so many businesses, from restaurants to fitness centers, choose monolith signs to make their brand stand out and improve the look of their building?

We try to explain.

Distinctive Design and Practical Benefits

One way to get your name and contact information out there is with a monolith sign, which is basically just a freestanding structure.

The design is vertical and striking. It’s a powerful visual for people passing by to increase brand awareness and draw in some customers.

Visibility from a Distance

Visibility is a defining characteristic of monolith signs. They are made to be used on both sides, so the branding is identical on both sides.

This makes them especially useful in areas with a lot of foot traffic, where being seen from all sides is important for getting your message across.

Aesthetic Appeal

People love the clean, powerful look of monolith signs. As long as they fit in with the neighborhood’s visual standards, they look good and show that a business cares about quality and design.

These signs can be lit up, which makes them bright and noticeable, which is important for getting potential customers’ attention from far away.

Flexible Placement

In contrast to traditional signs that may only fit in certain areas of a building’s front, monolith signs can be put anywhere on your property.

For businesses that are not right next to footpaths or high-traffic routes, this is extremely valuable because these signs can be placed in a way that draws attention from busy roads and paths.

Durability and Security

Since they are made of strong materials, monolith signs are sturdy enough to resist vandalism and normal wear and tear.

This makes them a good choice for any business setting. The fact that they are strong means that they will always be a part of your business and help your marketing.

Customization and Professional Installation

If you choose a monolith sign, you are choosing a custom way to advertise. Ice Signs work closely with you from the first design stage all the way through the installation.

We start with a couple of primary designs and finishes and then add your company’s colors, fonts, logos, and pictures to make a sign that is truly unique and represents your business.

Comprehensive Service

Our team is dedicated to giving you a complete experience and making sure that every monolith sign meets your business’s exact needs.

Our experts will hook you up with the right style of placement and installation of the sign, handling all aspects carefully. We stick to health and safety standards for a smooth setup.

Why Invest in Monolith Signage?

The way businesses think about and use outdoor advertising has changed a lot since monolith signage came out. Because it is highly visible, has an eye-catching design, and is built to last, it is a great tool for businesses that want to make a strong impression in a crowded market.

Companies that are thinking about this dynamic advertising option can get a free site survey to figure out what their needs are and how to best meet them.

Talk to our experts about how monolith signs can change the way people see your business and bring in more customers.

Parting Thoughts

You can use monolith signs for reasons other than advertising. They are also a good investment for your business because they will last, be flexible, and fit with your brand.

These signs can be traditional or illuminated. Either way, they make your business stand out in a packed market.

Ice Signs is a company in Leeds that makes custom, hand-made signs, such as metal and illuminated signs. With over 20 years of experience, they deliver tailored design, supply, and installation services for both indoor and outdoor business signage needs.

For more information, visit:

https://www.icesigns.co.uk/products/monolith-signs/
https://www.icesigns.co.uk/products/totem-signs/

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Chris Dixon, RFC: Shaping the Future of Retirement Planning

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Shaping the Future of Retirement Planning

Chris Dixon stands out as a beacon of innovation and expertise in financial advisory. As a co-founder and managing partner at Oxford Advisory Group, Chris Dixon brings a wealth of knowledge and a unique perspective to retirement planning and tax-efficient strategies for retirees. His robust background, which combines a Bachelor of Science with Political Science Honors and a certificate in Sustainable Business Strategy from Harvard Business School, makes his qualifications impeccable.

A Commitment to Tax Efficiency and Education

Chris Dixon’s role at Oxford Advisory Group transcends traditional financial planning. His focus on developing tax-efficient strategies and income planning for retirees places him at the forefront of financial consultancy. Chris Dixon’s approach is not just about ensuring financial security for the present but paving a way for his clients’ sustainable and prosperous future.

Personalized Strategies for Every Client

Chris Dixon’s expertise goes beyond just offering financial advice; he excels in crafting personalized financial strategies that cater to each client’s unique needs. Understanding that no two financial situations are alike, Chris Dixon RFC employs a meticulous approach to financial planning, ensuring that every plan is tailored specifically to the individual’s goals, lifestyle, and future aspirations. This personalized touch sets Chris Dixon apart in the industry and guarantees that clients receive the most relevant and impactful financial guidance possible.

Bridging Knowledge Gaps with Seminars and Media Appearances

Recognizing the importance of financial education, Chris Dixon actively participates in informational seminars on Taxes in Retirement and Social Security. His commitment to sharing knowledge extends beyond personal interactions. Chris Dixon is a co-host of “Reinventing Retirement” on TV and radio, platforms that significantly broaden the reach of his valuable insights.

Authorship and Influence

Chris Dixon’s contributions to the financial industry include co-authoring the book “Total Tax-Free Retirement.” His articles and expert opinions have been featured in prestigious publications such as Newsmax Finance, Yahoo! News, Nasdaq, and US News, marking him as a thought leader in retirement planning.

Leadership and Vision

Beyond his immediate responsibilities, Chris Dixon’s influence extends to mentoring other advisors nationwide and sharing his tax strategies and planning techniques. His involvement with top Wall Street banks and his role on the board of the Advent Health Foundation illustrates his commitment to both the financial and broader community.

Entrust Your Future with Christ Dixon

Choosing Chris Dixon as your Registered Financial Consultant (RFC) means entrusting your retirement planning to a visionary deeply committed to your financial well-being and future. With Chris Dixon and the Oxford Advisory Group, retirement planning becomes not just a necessity but an empowering journey toward achieving your dreams.

In an ever-evolving financial landscape, Chris Dixon, RFC, represents a trusted guide committed to helping retirees navigate the complexities of financial planning with confidence and foresight. His dedication to tax efficiency, coupled with a proactive approach to education and community engagement, sets a new standard in financial advisory services.

Contact Oxford Advisory Group Today

For those looking to secure their financial future with a partner who truly cares, Chris Dixon, RFC, at Oxford Advisory Group is an unparalleled choice. His expertise and innovative strategies ensure that retirement is not just a phase of life but a new beginning full of possibilities and peace of mind.

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How Does a Charge Off Work

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How Does a Charge Off Work

In the realm of debt resolution, few terms evoke as much confusion and concern as “charge-off.” For many, it’s a dreaded status that signals financial trouble and uncertainty. But what exactly does it mean, and how does it impact your financial life? In this article, we’ll take a closer look at the ins and outs of charge-offs, shedding light on this often misunderstood aspect of credit and debt management.

Unraveling the Charge Off Mystery

At its core, a charge-off represents a significant milestone in the life cycle of a debt. When a lender or creditor deems an account uncollectible due to non-payment, they may choose to charge off the debt. This decision essentially acknowledges that the debt is unlikely to be repaid in full and allows the creditor to write it off as a loss for accounting purposes. However, it’s essential to understand that a charge-off does not absolve you of your legal obligation to repay the debt. Instead, it marks the beginning of a new phase in the debt collection process.

Navigating the Aftermath: What Happens Next?

Once a debt has been charged off, several scenarios may unfold. In some cases, the creditor may opt to sell the debt to a third-party debt buyer, who will then attempt to collect on the outstanding balance. Alternatively, the creditor may transfer the debt to a collection agency, which will pursue repayment on behalf of the original creditor. Regardless of who holds the debt, you remain legally obligated to satisfy the outstanding balance, subject to the terms of the original credit agreement.

Understanding Your Options: Debt Resolution Strategies

Facing a charged-off debt can feel daunting, but it’s essential to remember that you have options for resolving the situation. One potential avenue is debt resolution, which involves negotiating with creditors or collection agencies to reach a mutually acceptable settlement. This could involve agreeing to a reduced lump-sum payment, setting up a structured repayment plan, or exploring debt consolidation options. By proactively addressing the issue and working toward a resolution, you can take control of your financial situation and begin to move forward.

The Importance of Communication: Navigating the Collection Process

Throughout the collection process, communication is key. If you receive notification of a charged-off debt or are contacted by a debt collector, it’s crucial to respond promptly and engage in open dialogue. Ignoring the situation or avoiding communication with creditors and collectors will only exacerbate the problem and may result in further legal action. By staying informed, being proactive, and seeking assistance when needed, you can better navigate the complexities of debt collection and work toward a positive resolution.

Conclusion: Empowering Yourself with Knowledge

In conclusion, understanding how a charge-off works is an essential step in managing your financial health and addressing outstanding debts. While the prospect of a charge-off may seem daunting, it’s crucial to remember that you have options for resolving the situation and moving forward. By educating yourself about the collection process, exploring debt resolution strategies, and maintaining open communication with creditors, you can take control of your financial future and work toward a brighter tomorrow.

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