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The Ultimate Beginner’s Guide to Investing in Precious Metals



Did you know that around 10.8% of people in the United States have invested in gold? This statistic may not surprise you since gold is one of the most popular investment choices out there. However, if you’ve never invested in gold or any precious metal before, you might be wondering what to expect when it comes to investing in precious metals

Should you invest in gold or silver? What about platinum? Are bullion bars or coins the better choice?

If you’re asking yourself all these questions, you’ve clicked on the right article to find your answer. Here, you’ll discover everything you need to know about the different types and forms of precious metals. By the time you’re done reading, you’ll have all the information to start making wise precious metal investment choices.

To start off the conversation, let’s take a better look at gold since, when most people invest in precious metals, their first choice tends to be gold.

Why Should You Invest in Gold

Whenever you decide to buy precious metals, you will find that gold is one of the most unique precious metals. This is not because it is especially rare or that it is the most expensive choice, but because gold has certain financial characteristics that no other precious metal has. The most prominent of these characteristics is that gold is known as a “safe haven” investment.

A safe haven investment is an investment that people buy up in huge quantities when the economy is in a crisis. This happens because gold as a safe haven investment tends to have a stable price no matter the state of the economy and how other investment prices might be fluctuating. People buy up gold because it gives them a sense of security and they know that they will most likely not lose their money when investing in gold.

Even though you can check the stock market and see that the price of gold fluctuates daily, you’ll notice that this price doesn’t fluctuate very much. With other investment options, the price may all of a sudden plummet or rise without warning and continue in a given direction for a while. Large fluctuations like this can be very stressful, especially if you’re only starting out as an investor.

When you purchase precious metals like gold, you won’t have to worry so much and you can give yourself a chance to relax. The downside of investing in gold is that, because its price doesn’t change very much or very fast, you can’t expect to get rich quickly when investing in gold. Although, since the price of gold tends to rise over time, you can expect to make money on your investment years in the future which makes it great for future planning.

How to Invest in Gold

If you’ve never invested in gold before, you might be wondering where you should start. After all, there are several ways in which you can invest in gold. Physical gold and digital gold each have their own benefits and their own disadvantages.

If you are looking to invest in gold as a long-term investment, it might be best to invest in physical gold. This is because physical gold acts as a hedge against inflation while digital gold does not. Why might this be, you ask?

The price of digital gold tends to fluctuate more than the price of physical gold since it is more liquid. Physical gold is a very safe investment, the only challenge being having to find a safe place to put it. Physical gold can come in various forms, but most investors prefer gold bullion bars or coins that are pure gold.

Some like to invest in gold jewelry, but you should keep in mind that the majority of jewelry is not pure gold. This is because pure gold is too soft to be worn as jewelry. Instead, most gold jewelry is 18K gold or less which is mixed with cheaper metals such as nickel.

You can store bullion bars and coins in your home in a safe. You could also store your physical gold in a bank where it will be just as safe, if not safer. When it comes to digital gold, there are gold ETFs and mutual funds available.

There are also precious metals IRA from places like Raremetalblog com that you can try investing in. As mentioned before, digital gold may not be as resistant to inflation as physical gold is. However, digital gold is very liquid and you can exchange it for cash without any problems.

So, how do other metals compare to gold?

Why Should You Invest in Silver

Silver is the next most popular precious metal investment right after gold. In some cases, it might even be more popular than gold. One of the many benefits of silver is that it can make a great investment for beginner investors.

This is because silver is not as expensive as gold. If you don’t have the funds to invest in gold even in small quantities, silver is always available. However, even though silver can make a great investment, it doesn’t have all the benefits that gold has.

One of the main downsides of silver is that its price tends to fluctuate much more than the price of gold. Silver’s price is volatile mainly because it is not only a precious metal suitable for investing but it also has many uses with various industries and is used to create everything from electronic devices to photographic film. Silver’s volatility may throw off some new investors, but keep in mind that even if you lost money on your silver investment, you likely wouldn’t lose very much money.

Because silver’s price fluctuates more often, it does not act as a hedge against inflation as gold does. As with gold, there are various ways in which you can buy silver. If you are cautious about the idea of investing in silver, you can always start off small and buy up a few silver bullion coins.

A few coins may not cost you very much, but as you gather more physical silver, it can certainly add up. More than that, even though the price of silver can go up and down in the short term, it tends to increase in the long term. Because of this, once you get your hands on physical silver, it’s best to hold onto it until the price goes up.

How to Invest in Silver

If you don’t like the idea of investing in physical silver, there is always the digital option. If you prefer to make money on your investment at a faster rate, digital silver might actually be the better option, especially with ETFs and mutual funds. This is because some ETFs offer dividends that can offer you a bit of extra money every so often.

There are many different kinds of ETFs, so be sure you know which ones you’re investing in. For example, some ETFs may contain silver certificates rather than physical silver. Some ETFs may invest in silver mines instead.

There are plenty of options when it comes to investing in silver digitally. However, always be sure to double-check what exactly you’re investing in before you spend any money.

Why Should You Invest in Platinum

Platinum is not as popular as silver and gold and for a good reason: it is very rare. There are very few platinum mines in the world, most of them in Russia or South Africa. These mines also don’t produce very much platinum in the first place.

This is because platinum deposits are located in very deep levels in the earth, deeper than even gold. It takes a lot of time and money to extract platinum so the demand for this precious metal is often greater than the supply. This makes the price of platinum very volatile.

For this reason, platinum is not a great idea for beginner investors. The price of platinum is usually more expensive than gold, but various factors can cause the price to plummet or skyrocket without much of a warning. The result is that platinum investments can be challenging and stressful.

However, if you’re an experienced investor, you might be able to make good money with platinum. You will need to keep a close eye on the state of platinum mines and platinum’s price in order to sell your supply at the right time.

What You Need to Know About Investing in Precious Metals

By the end of this article, you should know everything about investing in precious metals. From gold to platinum and from physical to digital, there are endless possibilities when it comes to precious metal investing.

To learn more, don’t hesitate to explore more of our website.

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4 Components of Interior Design



The job of an interior designer is to figure out how to fill a space positively. To create an environment in a room that makes you want to spend time in that room. It is more than deciding which pillows to put where and what color of curtains to put up. It can be overwhelming so you may want to hire someone for Idaho Falls interior design to help you navigate what to put into your home. Below are the main components that are well thought out and help determine how a space is filled. 


When it comes to the space within your home there is negative and positive space. Negative space makes your home feel open, so it is the space that is not necessarily used. Positive spaces are the pieces in your home used, such as your couch or dining table. The key is to find a balance of positive and negative space. You don’t want your home to feel too crowded but you also don’t want it to feel empty. 

Lines and Shapes

There are lines all throughout your home that you may not have even noticed. The three types of lines are vertical, horizontal, and dynamic. These 3 lines give off different feelings within the home and guide your eyes in different directions. Lines that are collected together create a form. This is how you get shapes into your home. Depending on the style that is wanted to be achieved will determine what kind of lines you should use and what forms are used in your home.


The amount and type of lighting in a home can make all the difference in the mood within the home. There are two types of lighting, natural and artificial. Natural lighting is obviously what comes in through your windows. It can be manipulated with shade sand curtains if needed. Artificial lighting is made up of task, accent, and ambient lighting. Task lighting is what is needed for day-to-day tasks such as the lights in the kitchen. Accent lighting is to create a focal point in the room such as a chandelier. Ambient lighting is for the sole purpose of creating the mood that you want within the room. 


Particular colors can create different feelings within an individual. It has been shown that colors can have an effect on our moods. For example blue typically brings feelings of calmness to individuals. Color is a detail that is usually picked because of what it looks like but an interior designer is able to think more deeply about what the color means. This allows your home to give off the mood you are looking for. 

What Mood Do You Want to Create?

Decorating your home can be overwhelming due to all the different pieces that make your home come together. You have to think about the space you have, the lines that you have within your home, the shapes that are created, the lighting, and the colors that are within your home. All of these pieces are put together to create a mood within your home and an interior designer helps you achieve that specific mood. 

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Remote Work VS. Digital Nomadism



Remote Work VS. Digital Nomadism

Remote work may be tempting to an ever-increasing number of people, but not everyone understands the difference between freelancers and digital nomads.

What type of work model should you choose if you want to shift to remote work?

Let’s take a look at the basics.

Digital Nomads

Digital nomads work while traveling. Many of them choose to establish a stable client and found a business in one country before they even start traveling. Traveling is expensive, after all, and there are also local taxes to consider, in addition to the state taxes.

However, it is important to note that digital nomads do not necessarily rely on gigs for a living. In fact, many of these people are entrepreneurs or are looking for long-term contracts with established businesses.

The chief difference between a freelancer and a digital nomad is that the first doesn’t necessarily make a different country their base.


Freelancers are remote workers who like to retain the freedom to live a lifestyle where they can bring their work with them. Unlike digital nomads, these people usually rely on outsourcing or casual gigs, and are more likely to work from their favorite café or park than a different country.

Many freelancers looking for gig work pick projects on specialized platforms. Usually, they aim to establish a steady client base and sometimes even run their own business.

What Does Hiring Digital Nomads and Freelancers Mean for a Business?

First of all, these people are tech-savvy. Unlike employees scared of giving up office work, digital nomads and freelancers are used to virtual communication and are always on top of new tech developments.

The biggest challenge is incorporating them with traditional workers, which is to say that you must train team managers to learn to do things differently.

So, rather than asking yourself what remote workers can offer you, ask yourself what you can offer them.

Here are some ideas.

1. Flexibility

Both digital nomadism and freelancing offer independence but remote workers may have set hours, and may not be able to travel as readily as digital nomads. Some companies are even offering in-house gigs to remote workers, which are operated through the actual company.

Flexible work schedules will be appreciated by both categories, so plan your projects ahead so that you can accommodate different time zones.

2. Taxes

One of the biggest differences is how taxes must be filed when you’re working abroad. Some remote workers may have their taxes taken out, as they’re actual employees, while others may file a 1099 and are responsible for paying their own taxes.

Some digital nomads consider renouncing U.S. citizenship to stay on top of unnecessary costs, but this is not a rule of the thumb.

However, it is highly likely that digital nomads will have considered how to prevent double taxation, which usually means picking one of the following options:

  • The Foreign Tax Credit (FTC)
  • The Foreign Earned Income Exclusion (FEIE)
  • Tax Treaties

3. Roles

Many remote workers and digital nomads go after the same kind of roles. The keyword here is flexibility but also consider the fact that some roles simply cannot be performed remotely. Think in terms of frontline work, for example.

However, you can safely conclude that if a role can be performed remotely, remote workers won’t even consider office work for a second. That’s why these people look for good remote startups to work for, as startups are synonymous with new tech.

Some of the typical roles freelancers and digital nomads perform include (but are not limited to):

  • Blogging and Vlogging
  • Online Tutoring Services
  • Writing and Copywriting
  • Designing
  • SEO and Social Media Services

4. Continued Learning

Both have great opportunities for continuing their education. It can be done part-time as you go, or digital nomads may take entire courses between gigs. For remote workers, some companies may provide eLearning options, while with others, it may be the responsibility of the workers. These courses can range from obtaining degrees to simply brushing up on some soft skills, depending on what a business looks for in their employees.

5. Offer Appropriate Contract Types

As mentioned above, some remote workers and digital nomads run their own businesses, others rely on gigs, and some look for a steady client base regardless of the type of work.

However, what all these people have in common is their expectations of the contractor.

Simply put, a contract you offer must include the following information:

  • Project scope
  • Deliverables
  • Pricing and rates
  • Payment schedule
  • Project timeline
  • Project deadlines
  • Legal terms
  • Cancellation terms
  • Contact details of both parties
  • Ownership and/or copyright
  • Signature of both parties

Think in terms of projects and how to best define the responsibilities of both parties to avoid misunderstanding.

Key Takeaways

Remote workers and digital nomads are a great addition to any team, but there are definitely some things you simply have to offer them if you want them to remain loyal to your business.

Continues learning will always be appreciated, and the same goes for a flexible schedule and appropriate contract.

Whenever in doubt, ask them what they are looking for. Neither remote workers nor digital nomads are shy when voi8cing their expectations!

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How To Start a Digital Portrait Solutions Business in 2022?



How To Start a Digital Portrait Solutions Business in 2022

P1 – portrait solutions

P2 – Photo Editing Services

In this modern era, youth like to follow their passion because you cannot be happy if you are not doing what you love. Photography is one of the most trending hobbies, thanks to social media platforms like Snapchat, Instagram, etc. If you believe you are good at taking portraits, and it’s high time you turned your passion into a business, read this blog to get crucial tips to get a head start.

❖   Understand the market

Putting your best foot forward is paramount, no matter which industry you’re operating in. Understanding the market is crucial because it will help you comprehend what’s in demand, how much competitors charge for each service, etc. As a positive outcome, you’ll be able to develop better business strategies and set ideal pricing for your digital portrait solutions.
Here’s what you should be doing:

  • Check the websites of other photographers. It will help you understand how efficiently they provide the services you wish to offer and at what rate.
  • Read negative reviews about other photographers to understand where they fail and how you can excel in the same area.
  • Set your pricing below the competition to catch the eyes of potential customers. You can go one step further by offering additional benefits if a customer chooses a mid-premium or premium plan.

❖   Bring portrait photography equipment at your disposal

To ensure that you never fall behind while working, ensure that you have all the necessary equipment like cameras, lenses, lights, batteries, calibration devices, photo editing software, etc. However, there’s no need to go bankrupt to buy high-quality gear.

Initially, invest only in the must-haves. Once your business starts growing, it will be easier to upgrade your gear and diversify your collection.

If you find yourself in a situation where you must use expensive equipment to maintain your work quality, rent the necessary gear rather than spending all your money at once. This wise move will help you offer the finest photo editing services without breaking the bank.

❖   Get a photography portfolio website ready

To increase the reach of your business, it is important to make it available online. When the organic traffic to your website starts growing, your business is heading in the right direction.
Since you are in a creative field, make sure that your website speaks volumes about your digital portrait solutions. Never take this lightly because if your online visitors are not attracted to the look and feel of your website, it is highly unlikely that they will choose your photo editing services. The only way to win their trust is to leave a lasting impression on them through your website.

Here’s what you should keep in mind while getting your photography portfolio website ready:

  • Display your best work in the form of banners on your website. There is no need to put all your work on your website. Simply highlight your USPs.
  • Make sure your website looks professional and has a modern touch.
  • Make your website mobile-friendly so that it can be accessed easily.
  • Reduce the loading time of your website as much as possible to give a better experience to your visitors.
  • Put your contact information on your website to let potential clients easily share their queries with you.
  • Select the best domain name because clients will be able to check your website effortlessly if it is easy to recall.
  • Create sections like about us, contact us, blog, pricing, etc., to make your website look legit and information-rich.

Wrapping up:

Stepping into the business world is not easy because you must deal with various risks initially and give your best all the time to stand out in the crowd. Plus, you must stay patient while working hard, as the desired results won’t come overnight.

Becoming a business owner is not easy because the probability of failing is high if making money is your only goal. However, your chances of success increase when you decide to offer creative services like digital portrait solutions. If you are confident that you have a creative eye and technical skills to take any portrait to the next level, your decision to start a business is correct.

With the help of this blog, we have tried to share crucial insights into what you should be doing to get off to an ideal start. All the tips mentioned here are essential because if you don’t do your market research, you will be crushed by your competitors sooner or later. Similarly, having the right tools and an attention-grabbing website plays a vital role in boosting the sales of your photo editing services. We hope you’ll use these tips and implement them for a dream start.

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