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Popular Types of Precious Metal Investment



Popular Types of Precious Metal Investment

Have you considered introducing precious metals to your investor’s portfolio? These are thought to be excellent portfolio diversifiers and inflation hedges.

Apart from gold, investors can add silver, platinum, and palladium to their portfolios. Each commodity comes with its own risks and opportunities. Also, every precious metal differs in volatility. Hence, investors are advised to explore their benefits and drawbacks before making a decision.

These are the most popular types of such investments.


Gold is unquestionably the most prominent precious metal with a dual role. It’s not only popular for its financial applications but its industrial uses as well. Gold is specific for its remarkable malleability, durability, and conductivity. It isn’t susceptible to corrosion and rust while capable of conducting heat and electricity. In terms of industrial applications, this commodity is used in the field of electronics, medicine, and dentistry.

Moreover, gold has been used as an ornamental metal for centuries, given the demand for gold jewelry equals fifty percent of the annual production. It’s also a sought-after investment asset, as forty percent of the production is held by governments and investors worldwide. Its value is determined by the market every day. When investment demand increases, the gold price becomes higher as well.

There are several factors that increase the desire to own this shiny asset. An investment company can help you invest in precious metals. There are numerous investment company reviews online, like Lexi Capital review, specializing in buying and selling precious metals and coins. In times of political instability, gold is considered a safe-haven asset. War and political crises also stimulate people to invest in this commodity.


Silver is another popular asset attracting the attention of investors. Price fluctuations are common due to the dual role of a precious and industrial metal. Silver is known to be much more volatile in comparison with gold. The supply and demand for this commodity have a strong influence on its price. Whenever there is a new innovation involving silver, the price fluctuates.


For instance, silver inputs are used in various electrical appliances and medical products. The properties of this metal make it a desired commodity and suitable for meeting the demand for such appliances and products. Additionally, silver is used in the production of batteries and in microcircuit markets.

Nevertheless, sometimes, the appearance of new innovations has a negative effect on its price. In the past, silver had a crucial role in the photography industry, as it was used for making the photographic film. However, when the digital camera was invented, there was no longer a need for silver-based photographic film. It’s vital for investors to remember that the price of silver is largely influenced by its applications. Click here to learn about the many uses of silver in electronics, jewelry, coins, and medicine.


Platinum is another precious metal traded on global commodity markets. It’s a rare metal because of its limited output. While gold production accounts for 2,300 tons on an annual basis, the output of platinum is approximately 250 tons. Consequently, it has a much higher price per troy ounce when compared to gold.

Platinum’s price is determined by multiple factors. Since platinum is also an industrial metal, its value is influenced by its industrial uses. For example, the highest demand for platinum originates from automotive catalysts used for the reduction of harmful emissions. The second-largest demand is jewelry. The rest of the demand is comprised of chemical and petroleum refining catalysts.


Given the auto industry relies on this asset heavily, platinum prices are dictated by auto production numbers and sales. Clean air legislation has raised the demand for palladium, as automakers are required to use catalytic converters. Nevertheless, since 2009, the demand for platinum in this sector has dropped due to the use of recycled auto catalysts and the introduction of palladium.

Platinum prices can even be artificially raised because of the possibilities for cartel action. Platinum mines are mainly located in two countries, Russia and South Africa. Investors should bear in mind that this commodity is the most volatile asset among precious metals. Follow this link,, to learn some interesting facts about platinum.


Palladium is the least popular among the precious metals with a higher number of industrial uses when compared to the others. It’s a silvery, shiny metal used in different manufacturing processes, mainly in electronics. Apart from electronics, palladium is of tremendous importance in medicine, dentistry, groundwater treatment, jewelry production, and chemical applications. It’s mainly sourced from mines located in Canada, South Africa, Russia, and the United States.


Palladium was first incorporated into jewelry back in 1939. In combination with yellow gold, palladium creates a strong metal, much stronger than white gold. Pure palladium is popular for its malleability, but it increases in strength when worked on at room temperature. Metalworkers create incredibly thin palladium sheets used in fuel cells and solar energy systems.

Furthermore, the most prominent industrial use of palladium is for catalytic converters, as this metal takes the role of an excellent catalyst. Its job is to speed up chemical reactions. When compared to platinum, palladium is 12.6 percent harder. Hence, it’s more long-lasting than platinum.

Are these assets worth the investment?

Most investors are curious when it comes to the worthiness of these investments. Nevertheless, most investors find them beneficial because of the inflationary protection they provide. These assets impose no credit risk and offer insurance against political and financial upheavals.

Moreover, precious metals have a low correlation with other investment assets, such as stocks and bonds. Consequently, even a slight percentage of such assets in your portfolio reduces the level of risk and volatility. Normally, there is some risk to take into account, as the prices of these assets drop when the number of sellers is greater than the number of buyers.

To sum up

Each precious metal investment is worth the shot.

Weigh your options carefully before investing your funds in a particular commodity.

Make a wise choice!

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Popularity of Monolith Signage for Businesses



Popularity of Monolith Signage for Businesses

When it comes to stylish and functional on-street advertising, monolith signs are quickly becoming the clear winner.

Why do so many businesses, from restaurants to fitness centers, choose monolith signs to make their brand stand out and improve the look of their building?

We try to explain.

Distinctive Design and Practical Benefits

One way to get your name and contact information out there is with a monolith sign, which is basically just a freestanding structure.

The design is vertical and striking. It’s a powerful visual for people passing by to increase brand awareness and draw in some customers.

Visibility from a Distance

Visibility is a defining characteristic of monolith signs. They are made to be used on both sides, so the branding is identical on both sides.

This makes them especially useful in areas with a lot of foot traffic, where being seen from all sides is important for getting your message across.

Aesthetic Appeal

People love the clean, powerful look of monolith signs. As long as they fit in with the neighborhood’s visual standards, they look good and show that a business cares about quality and design.

These signs can be lit up, which makes them bright and noticeable, which is important for getting potential customers’ attention from far away.

Flexible Placement

In contrast to traditional signs that may only fit in certain areas of a building’s front, monolith signs can be put anywhere on your property.

For businesses that are not right next to footpaths or high-traffic routes, this is extremely valuable because these signs can be placed in a way that draws attention from busy roads and paths.

Durability and Security

Since they are made of strong materials, monolith signs are sturdy enough to resist vandalism and normal wear and tear.

This makes them a good choice for any business setting. The fact that they are strong means that they will always be a part of your business and help your marketing.

Customization and Professional Installation

If you choose a monolith sign, you are choosing a custom way to advertise. Ice Signs work closely with you from the first design stage all the way through the installation.

We start with a couple of primary designs and finishes and then add your company’s colors, fonts, logos, and pictures to make a sign that is truly unique and represents your business.

Comprehensive Service

Our team is dedicated to giving you a complete experience and making sure that every monolith sign meets your business’s exact needs.

Our experts will hook you up with the right style of placement and installation of the sign, handling all aspects carefully. We stick to health and safety standards for a smooth setup.

Why Invest in Monolith Signage?

The way businesses think about and use outdoor advertising has changed a lot since monolith signage came out. Because it is highly visible, has an eye-catching design, and is built to last, it is a great tool for businesses that want to make a strong impression in a crowded market.

Companies that are thinking about this dynamic advertising option can get a free site survey to figure out what their needs are and how to best meet them.

Talk to our experts about how monolith signs can change the way people see your business and bring in more customers.

Parting Thoughts

You can use monolith signs for reasons other than advertising. They are also a good investment for your business because they will last, be flexible, and fit with your brand.

These signs can be traditional or illuminated. Either way, they make your business stand out in a packed market.

Ice Signs is a company in Leeds that makes custom, hand-made signs, such as metal and illuminated signs. With over 20 years of experience, they deliver tailored design, supply, and installation services for both indoor and outdoor business signage needs.

For more information, visit:

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Chris Dixon, RFC: Shaping the Future of Retirement Planning



Shaping the Future of Retirement Planning

Chris Dixon stands out as a beacon of innovation and expertise in financial advisory. As a co-founder and managing partner at Oxford Advisory Group, Chris Dixon brings a wealth of knowledge and a unique perspective to retirement planning and tax-efficient strategies for retirees. His robust background, which combines a Bachelor of Science with Political Science Honors and a certificate in Sustainable Business Strategy from Harvard Business School, makes his qualifications impeccable.

A Commitment to Tax Efficiency and Education

Chris Dixon’s role at Oxford Advisory Group transcends traditional financial planning. His focus on developing tax-efficient strategies and income planning for retirees places him at the forefront of financial consultancy. Chris Dixon’s approach is not just about ensuring financial security for the present but paving a way for his clients’ sustainable and prosperous future.

Personalized Strategies for Every Client

Chris Dixon’s expertise goes beyond just offering financial advice; he excels in crafting personalized financial strategies that cater to each client’s unique needs. Understanding that no two financial situations are alike, Chris Dixon RFC employs a meticulous approach to financial planning, ensuring that every plan is tailored specifically to the individual’s goals, lifestyle, and future aspirations. This personalized touch sets Chris Dixon apart in the industry and guarantees that clients receive the most relevant and impactful financial guidance possible.

Bridging Knowledge Gaps with Seminars and Media Appearances

Recognizing the importance of financial education, Chris Dixon actively participates in informational seminars on Taxes in Retirement and Social Security. His commitment to sharing knowledge extends beyond personal interactions. Chris Dixon is a co-host of “Reinventing Retirement” on TV and radio, platforms that significantly broaden the reach of his valuable insights.

Authorship and Influence

Chris Dixon’s contributions to the financial industry include co-authoring the book “Total Tax-Free Retirement.” His articles and expert opinions have been featured in prestigious publications such as Newsmax Finance, Yahoo! News, Nasdaq, and US News, marking him as a thought leader in retirement planning.

Leadership and Vision

Beyond his immediate responsibilities, Chris Dixon’s influence extends to mentoring other advisors nationwide and sharing his tax strategies and planning techniques. His involvement with top Wall Street banks and his role on the board of the Advent Health Foundation illustrates his commitment to both the financial and broader community.

Entrust Your Future with Christ Dixon

Choosing Chris Dixon as your Registered Financial Consultant (RFC) means entrusting your retirement planning to a visionary deeply committed to your financial well-being and future. With Chris Dixon and the Oxford Advisory Group, retirement planning becomes not just a necessity but an empowering journey toward achieving your dreams.

In an ever-evolving financial landscape, Chris Dixon, RFC, represents a trusted guide committed to helping retirees navigate the complexities of financial planning with confidence and foresight. His dedication to tax efficiency, coupled with a proactive approach to education and community engagement, sets a new standard in financial advisory services.

Contact Oxford Advisory Group Today

For those looking to secure their financial future with a partner who truly cares, Chris Dixon, RFC, at Oxford Advisory Group is an unparalleled choice. His expertise and innovative strategies ensure that retirement is not just a phase of life but a new beginning full of possibilities and peace of mind.

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How Does a Charge Off Work



How Does a Charge Off Work

In the realm of debt resolution, few terms evoke as much confusion and concern as “charge-off.” For many, it’s a dreaded status that signals financial trouble and uncertainty. But what exactly does it mean, and how does it impact your financial life? In this article, we’ll take a closer look at the ins and outs of charge-offs, shedding light on this often misunderstood aspect of credit and debt management.

Unraveling the Charge Off Mystery

At its core, a charge-off represents a significant milestone in the life cycle of a debt. When a lender or creditor deems an account uncollectible due to non-payment, they may choose to charge off the debt. This decision essentially acknowledges that the debt is unlikely to be repaid in full and allows the creditor to write it off as a loss for accounting purposes. However, it’s essential to understand that a charge-off does not absolve you of your legal obligation to repay the debt. Instead, it marks the beginning of a new phase in the debt collection process.

Navigating the Aftermath: What Happens Next?

Once a debt has been charged off, several scenarios may unfold. In some cases, the creditor may opt to sell the debt to a third-party debt buyer, who will then attempt to collect on the outstanding balance. Alternatively, the creditor may transfer the debt to a collection agency, which will pursue repayment on behalf of the original creditor. Regardless of who holds the debt, you remain legally obligated to satisfy the outstanding balance, subject to the terms of the original credit agreement.

Understanding Your Options: Debt Resolution Strategies

Facing a charged-off debt can feel daunting, but it’s essential to remember that you have options for resolving the situation. One potential avenue is debt resolution, which involves negotiating with creditors or collection agencies to reach a mutually acceptable settlement. This could involve agreeing to a reduced lump-sum payment, setting up a structured repayment plan, or exploring debt consolidation options. By proactively addressing the issue and working toward a resolution, you can take control of your financial situation and begin to move forward.

The Importance of Communication: Navigating the Collection Process

Throughout the collection process, communication is key. If you receive notification of a charged-off debt or are contacted by a debt collector, it’s crucial to respond promptly and engage in open dialogue. Ignoring the situation or avoiding communication with creditors and collectors will only exacerbate the problem and may result in further legal action. By staying informed, being proactive, and seeking assistance when needed, you can better navigate the complexities of debt collection and work toward a positive resolution.

Conclusion: Empowering Yourself with Knowledge

In conclusion, understanding how a charge-off works is an essential step in managing your financial health and addressing outstanding debts. While the prospect of a charge-off may seem daunting, it’s crucial to remember that you have options for resolving the situation and moving forward. By educating yourself about the collection process, exploring debt resolution strategies, and maintaining open communication with creditors, you can take control of your financial future and work toward a brighter tomorrow.

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