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5 Reasons Pet Insurance Can Help with Vet Bills

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5 Reasons Pet Insurance Can Help with Vet Bills

If you have cared for a dog or cat, you know how rambunctious they can be. Their playful curiosity can often get them into trouble and that trouble will be at a cost to you. The average pet family will spend around $16,600 on vet care for dogs and around $13,350 for cats throughout the pet’s lifetime. Much of this number can often come at once and when you are not expecting it. In the case of emergencies, the unfortunate reality is that many pet parents cannot afford life-saving care which leaves many pets with untreated conditions, or their owners crippled financially. Fortunately, Pumpkin pet insurance can help give you peace of mind when it comes to caring for your pet’s health financially. Here are five reasons you should be saving money with pet insurance.

Covers Preventative Care

If you take your furry friend to the vet for an annual checkup, then you are already participating in preventative care. It is always a good idea to have your pet evaluated by a vet at least once a year to have any necessary vaccinations, heartworm and fecal testing, and dental cleanings. These are things that can be covered through pet insurance. And this is not to mention any other routine procedures that are specific to your pets needs such as allergy testing or blood work in the case of older pets. These standard yearly visits can run you up to $300 dollars per pet. Additionally, dogs should be taking a monthly heartworm pill, which is also covered. Most plans even cover food costs if your pet is on a vet prescribed diet. Even if no emergency arises, pet insurance will help greatly with the annual cost of raising a pet.

 Covers Emergency Care

No one wants to think about their pet having a medical emergency, but this is something that 4 out of 5 pet owners will have to deal with in their lifetime. Unfortunately, many pet owners cannot afford the often very expensive care that their ailing pet requires, leaving them untreated. When something bad happens to your pet, you want the ability to tell the vet to do whatever it takes to make them feel better. Pet insurance gives you the power to do just that. Your pet’s insurance will cover hospitalizations, surgeries, swallowed objects and toxins, and any prescription medications.

 Covers Chronic Illnesses

Pumpkin covers some chronic issues that other insurance companies leave out. Pumpkin includes hereditary conditions, dental illnesses, behavioral issues, supplements, and even alternative therapies like acupuncture. If your pet develops a chronic illness like cancer, kidney disease, arthritis or diabetes, their care will also be covered by pet insurance. If you have a dog breed that is prone to any chronic ailments, it is a good idea to get your pet insured early in their life as it can be difficult to insure them once they develop one of these conditions. Many companies will also restrict insurance based on breed and age, however Pumpkin is open to all dog breeds and ages.

 90% Reimbursement Rate

Once you invest in pet insurance, you will be entitled to a 90% reimbursement rate with a deductible ranging from $100-$500 annually. For example, if your pup gets into the trash (which they always seem to) and eats something they can’t digest, you could be faced with an $1,800 vet bill to remove the blockage. Without pet insurance, you pay the whole amount out of pocket. With pet insurance covering 90% of the cost, you pay $180 out of pocket once your deductible is met. This is an astronomical difference when it comes to affording potentially lifesaving care for your pet.

 Savings for More than One Pet

Another way you can save money on pet care annually is by signing up your pets together. Households with multiple pets will save 10% off the cost of each additional animal added to the plan. With pet insurance already helping you save, the additional savings from bundling will help you keep your pet care costs at an all time low.

Get Your Pet Covered

The best thing you can do to help you and your pet live a long and happy life together is getting them covered. You likely have your health insured, you have your house insured and you even have your car insured. We all love our pets like they are family so why not have your pet insured? Don’t hesitate and look into pet insurance for your fur babies today.

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Advantages of Owning a Pet Fish

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Advantages of Owning a Pet Fish

Have you ever sat still and stared into an aquarium? There is something so peaceful about watching the fish gracefully swim from one end to another. For a minute, you wish for the power to transform into one.

It is interesting to note that pet fish come in at number 3 on pet ownership statistics. Over 11.8 million households have freshwater fish as a pet in the US. Dogs take up the top position at 69 million, and second is cats at 45.3 million.

So, why should you consider joining the list of pet fish owners? Well, there are many advantages, as we will share below.

1.   Low Maintenance

Pets can be relatively demanding when it comes to maintenance. You must consider factors like housing, food, health care, and much more. Think about how much work goes into owning a family dog.

You don’t need much space to have an aquarium. Take the example of the Penn Plax Prism Nano Desktop Aquarium Kit. The size is 7 x 9 x 19 inches. The tiny size means it can fit in small spaces, including your desktop or dresser surface. You can’t compare this with the size of a kennel.

Anytime you travel, you must find someone to watch over the dog. The person will be in charge of feeding, entertaining, and ensuring the dog is safe.

Let’s not even go into the anxiety the animal may develop due to separation. We are in no way bashing the lovable family pooch. But, they do come with their own set of unique challenges. If you think about it, there isn’t much difference between having a dog and a child.

With pet fish, there isn’t too much to worry about. It is easy to find aquarium essentials in online pet supplies stores. The same stores stock an assortment of fish supplies like fish feed and fish medications.

You will also find everything you need to keep the aquarium or pond clean. Products like Tetra Pond Water Clarifier clump contaminants, thus making them easy to remove.

So what happens when you have to travel overnight or for some days? Well, unlike the case of the dog that needs walking and cleaning up after, fish do not have such stress. You could ask your neighbors to pop in to feed the fish at least once a day. That should take, at most, ten minutes of their time.

2.    Mental Benefits of Having Pet Fish

Go back to our introduction for a minute. We talked about the peace and tranquility you get when watching the fish in the aquarium. Unlike other pets, the only sound you will hear is the air filter doing its job of cleaning the aquarium.

Fish are silent and a good case study of creatures that know how to mind their own business. They are not needy or require constant attention.

Good luck trying to relax with the cat or dog nearby. They will, in one way or another, demand your attention.

So, what happens when you enter a calm state? One of the biggest beneficiaries is your mental health. Such a simple act of staring at the fish can relieve stress. Yet, we all know stress contributes to several health implications. Insomnia, high blood pressure, elevated heart rates, anxiety, and depression, are some of them.

There is even research to show a connection between the impact of aquariums and Alzheimer’s patients. A study found that patients would display less disruptive behavior and eat better after staring at brightly-colored fish.

Food intake increased by up to 21% after introducing fish tanks to the nursing home. The variability in the fish movements within the aquarium was stimulating enough to keep the patient’s attention.

The pet fish provided a simple, effective solution. It would be hard to compare how much the institutions would have used for medication or other therapeutic interventions to achieve the same results.

3.   Impact of Pet Fish on Children

If you have kids within the home, consider getting some pet fish. There are multiple benefits for the children. Like adults, the mental health benefits of pet fish apply to kids.

You can also use the fish as an invaluable learning tool. Expect a lot of questions from the kids about the fish. It is a clear indication that these tiny creatures can arouse curiosity and a willingness to learn. This will have a significant impact on your kids’ cognitive development.

It is interesting how many subjects you can cover with one aquarium and a few fish. We are talking about zoology, biology, environmental science, and even chemistry.

Giving the kids the responsibility of taking care of the fish improves emotional and social skills. The respect for living creatures and nature will apply to all areas of their lives.

Like in the case of Alzheimer’s patients, being around fish can relax the kids. The calming action of the swimming fish can work wonders on an anxious child.

It is not uncommon to find aquariums in dentist offices. Have you ever asked yourself why? The answer is quite simple. Staring at fish while waiting for your appointment will calm you down. You can, for a minute, drown out the sound of the annoying dentist’s drill that always manages to inspire such fear. The kids will focus on the aquarium instead of getting anxious.

Research draws linkages between pet fish and managing disruptive behavior in children. It has been beneficial when dealing with developmental issues and sensory disorders. These include ADHD and autistic patients.

Final Thoughts

We have shared three solid arguments for the advantages of fish as pets. They are easy to maintain and do not take up too much space.

Fish have tons of mental health benefits for both adults and children. Their tranquil nature can reduce stress and anxiety. Indeed there is research on autistic kids and Alzheimer’s patients to support this.

Aquariums are also a fantastic educational resource for kids. On top of that, allowing them to take care of the pet fish breeds a sense of responsibility. They learn to care for the environment and living creatures from an early age.

Are you interested in getting pet fish now? If yes, you can find everything in the online pet stores. We can bet you will love everything about them.

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Canine Arthritis: How to Treat and Care for a Dog with Arthritis

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Canine Arthritis

No one wants to see their beloved dog or puppy in pain or discomfort. However, aging is a part of life and with it comes illnesses. Just like humans, dogs often face painful chronic diseases like hip dysplasia and osteoarthritis as they age. This is particularly true for big and heavy breeds because of the sheer pressure on their joints.

Unfortunately, sometimes the signs of joint issues or arthritis are often dismissed in dogs. This is because it gets written off as a sign of the dog just slowing down or getting older. However, while most of us know there’s something wrong with our dog, we just don’t know what it is.

While many might assume only senior dogs to be prone to arthritis, surprisingly it can happen to dogs of any age. Interestingly, according to a study, 80% of dogs show signs of arthritis by age 8 and 20% by the age of 1 year. It would be best to know which dogs are at a high risk to get arthritis and what are the signs and symptoms.

Once you know your canine companion has arthritis, you make arrangements around the house and with your vet to help manage the pain and improve joint health. Here are some of the tips and tricks to take care of your dog with arthritis or joint pain.

Stay on Top of Treatments

For dogs suffering from joint issues and arthritis, it’s best to use a multimodal approach of using a combination of medications and supplements. Ask your vet about medications like Previcox, Galliprant, Carprofen, etc.

If you’re wondering what is Previcox, it’s a Nonsteroidal anti-inflammatory drug (NSAID), which is crucial for controlling joint pain and inflammation. It’s one of the safest options to control the pain and shows results in just a few months.

Other options include Adequan injections and joint supplements. Look for supplements containing MSM, glucosamine hydrochloride, long-chain omega-3 fatty acids—ETA, EPA, and DHA, which are known to boost joint health. You can look for supplements and medicines at a discount pet pharmacy if you want. But make sure you consult your vet first.

Maintain the Healthy Weight

Speaking of supplements, it’s crucial to maintain a healthy weight for your dog. Obesity or unnatural weight gain will cause unnecessary stress or pressure on the joints of your dog, which might then lead to arthritis or joint issues down the lane of time.

Look for quality dog food products specifically designed for a dog’s joint health, such as Hill’s Prescription Diet j/d wet dog food, Hill’s Prescription Diet j/d dry dog food, and Nutramax, among others.

Weight management is very crucial to relieve dog joint pain and controlling the diet will help ease the pain as they age. Talk to your veterinarian to figure out the ideal weight and long-term weight management plan for your dog.

Install Slip-Free Flooring and Ramps

Making a few changes to your home will also help get rid of your dog’s pain and anxiety when it comes to arthritis. Dogs with joint pain and arthritis are often scared of floors like hardwood and tiles in the anticipation of pain followed by a fall.

Using non-slip flooring materials like carpets, rugs, and mats will provide more confidence to the pupper to move around without the fear of falling and hurting itself. Placing such non-slip material near the staircase, couches, and beds will lower the joint impact and decrease the resulting pain.

On this topic, it will also be better to invest in a good dog bed that has orthopedic support and is lower to the ground. It will ease your dog’s joint pain and help him or her to get back up without straining.

Invest in Physiotherapy for Dogs

Remember that physical massage, therapy, and daily exercise are beneficial for dogs with arthritis. Consider a moderate workout like multiple short walks and avoid high-intensity activities like running or ball chasing. Also, consult a certified animal physical rehabilitation practitioner for therapeutic exercises and massages for your dog.

Workouts like passive stretching, motion exercises, underwater treadmills, and controlled obstacle walking are some of the most effective workouts for dogs suffering from arthritis or joint pain.

Additionally, massages will increase your dog’s mobility, flexibility, and circulation of your dog. Gently knead the stiff muscles of your dog without putting direct pressure on the joint. The best would be to book an appointment with a professional pet masseuse who will know what to do.

These are the top tips and tricks to make it easier on your dog who is experiencing joint issues. Remember, you are the expert on “your” dog’s behavior and if you find something out of normal then don’t dismiss it on age.

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What to Do if Your Dog Finds Your Holiday Chocolate

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What to Do if Your Dog Finds Your Holiday Chocolate

‘Tis the season to indulge in chocolate and other baked goods, but your sweet tooth could land your dog with a sore tummy — or worse. Chocolate can be lethal to dogs if they consume enough of it.

Whether it’s Hannukah gelt, a homemade yule log, or a box of chocolates, these seasonal treats can be tempting for some dogs. If Fido has helped himself to chocolate this holiday, your quick reaction can save his life.

What to Do if Your Dog Eats Chocolate

Call your vet as soon as you suspect your dog has gotten into any chocolate. If it’s late enough that your vet isn’t picking up, find the number for your local emergency vet clinic or call the Pet Poison Hotline. These professionals will let you know the next step.

In severe cases, you may have to rush your dog to the clinic. There, your vet can induce vomiting and administer drugs to counteract the chocolate.

How to Handle an Unexpected Vet Bill

A late-night visit to the vet can be hard to handle, especially at this time of year when you’re already spending more than usual.

This is when an emergency vet fund comes in handy. These savings can help you cover urgent care that falls outside your dog’s usual health care.

That said, holiday hindsight is 20/20. What happens if you don’t have these savings before Fido chows down on the entire tray of chocolate crinkle cookies? You can look for emergency installment loans online with this simple search: fast loans near me.

A fast loan earns the name for its application process. You can fill out a fast application for cash loans online in a matter of minutes and learn if you qualify shortly after. If approved, you can receive your installment loan directly to your bank account, so you can cover your pet’s vet bill as soon as possible.

Why is Chocolate Bad for Dogs?

Chocolate is a doggy no-no because it contains theobromine and caffeine. Although perfectly harmless to humans, these chemicals are toxic to dogs.

How much theobromine and caffeine your holiday chocolate contains may vary depending on the type and quality. Raw cocoa powder and baker’s chocolate are the most toxic to dogs, while dark and milk chocolates are less so.

But don’t be fooled — even milk chocolate may still be dangerous, so you should always check with your vet before writing Fido’s snack off as harmless.

What Are the Symptoms of Chocolate Poisoning?

How your dog reacts to chocolate depends on a lot of factors, including their size and how much chocolate they consume.

A 200-pound English Mastiff that licks chocolate cake crumbs off your plate may not get sick at all, but a chihuahua that manages to eat an entire advent calendar could die.

  • Mild Cases of Chocolate Toxicity: Your dog may seem under the weather with episodes of vomiting or diarrhea.
  • Severe Cases of Chocolate Toxicity: After consuming a lot of chocolate, your dog may suffer from internal bleeding, seizures, or a heart attack.

Keep Fido Away from Chocolate This Holiday

While you can share some holiday goodies with your pets, chocolate is not one of them. Follow these tips to keep them away from chocolate this holiday.

But if your dog gets into chocolate, call your vet right away. Remember, there are emergency installment loans to help you with this emergency if you need help.

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